NARFE - Chapter 1936
N.W. Baltimore Metro Area, Maryland
                                             Barbara Cuffie 
               (410) 448-1824
                                           Bessie Johnson
             (301) 925-8652


Meeting Information:  Monaghan's Pub 2121 Gwynn Oak Ave, Gwynn Oak, MD 21207.  First Monday except Jan. and Sept. then 2nd Monday; 12 noon for group lunch and 1 p.m. for meeting; Private Dining Room; No meeting in July and August (Inclement Weather Notice:  If Baltimore County Schools are delayed or closed the meeting will be cancelled)



NARFE Chapter 1936 * PO Box * Windsor Mill, MD 21244

Dear Chapter 1936 Members,

I hope you are well and had a restful and enjoyable summer during our annual chapter meeting recess in July and August. I hope that you will make every reasonable effort to join us on Monday, September 9, 2019 for our next meeting. Come to Monaghan’s Pub located at 2121 Gwynn Oak Ave., Baltimore, MD 21207 for each of our meetings. We meet at noon and order our food from the menu. Since the waitress only provides one check per table, please don’t forget to include the amount of your tax and tip when you compute the total amount of your own meal. Bessie and I will do our best to officially convene the meeting by 1 p.m. Let’s work together to start our meetings on time. 

Several members of our chapter supported my efforts to send a newsletter by snail mail to each Chapter 1936 member in late August 2019. According to NARFE’s in its main data base, our chapter now has only 391 members. Unfortunately, many members who renewed their NARFE membership only did so at the national level. WE had the best of intentions of sending a chapter newsletter to each of our members via the post office. We were not able to do so because of information systems problems at headquarters which prevented us from getting address labels for all our members. Hopefully, this problem will be corrected soon so that we can send a newsletter to all our members, including those who do not have computer access to communication from your co-presidents. 

Those of you who have accurate email addresses in the NARFE data base should have received an electronic message from the Standing Bylaws and Resolutions Committee (BRC) requesting your vote on proposed Bylaws and Amendments. I encourage you to read pages 48 and 49 in the August 2019 NARFE magazine to better understand whether you should favor or reject each of the proposed changes. I hope that most of you will take time to exercise your right to vote on this NARFE Referendum which closes at 11:59 p.m. on September 30, 2019. Each member has the opportunity to vote either online or in print and mail in your ballot. If you do not have email, I assume you will receive the unique PIN which has been assigned to each member based on his/her member ID number. If you need any assistance in casting your vote(s), please call 1-866- 720-4357 or send an email to explaining your difficulty in trying to vote. 

We hope to see you on next Monday at our first NARFE Chapter 1936 meeting in a long while. It will be good eating together and socializing before the meeting starts. 

Respectfully yours, 

Barbara Cuffie and Bessie Johnson, NARFE Chapter 1936 Co-Presidents


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 NARFE 2019 Bylaws Referendum Voting Deadline September 30 2019 



September 4, 2019

Dear Barbara G Cuffie,

In case you haven't voted yet in the NARFE 2019 Bylaws Referendum, please read the attached recommendations below. When you hit Click here below, the file named "fullName4389.pdf" (file name changed by the system) should download to your download files.

As a result of a special meeting of the NARFE/MD Executive Committee and the Bylaws Committee on August 28 in Bowie, the recommendations below are offered to help you understand each proposal prior to voting.

Voting ends September 30 at 11:59 p.m.


Click here for NARFE/MD recommendations for Bylaws Referendum voting.


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DRAFT Bylaws

(To Be Discussed At September 9th Meeting)

The officers will be sworn in by the Maryland Federation President, Gary Roundtree, PhD. Afterwards we will discuss the revised Bylaws and make any changes we deem appropriate.  The formal vote on the finalized document will be approved at the October 7th Chapter 1936 meeting after all our members have had an opportunity to review the Bylaws before the vote in October. 

If there are any questions about this information or the draft document, please contact Barbara Cuffie, Chapter Co-President on 410-340-3843 for assistance.  Barbara Cuffie


National Active and Retired Federal Employees Association

Northwest Baltimore Metro Chapter 1936 Bylaws


Article I. NAME

This chapter shall be known as the Northwest Baltimore Metro Chapter, 1936 of the National Active and Retired Federal Employees Association (NARFE). The chapter may be affiliated with the Maryland State Federation, subject to the bylaws of that body.



Section 1. The objectives of this chapter shall be to support and work toward the objectives of the National Active and Retired Federal Employees Association, as set forth in the Articles of Incorporation and the National Bylaws. In furtherance of these objectives, this chapter shall operate in unity with policies established by the Association and National Executive Board, together with such other activities looking toward the preservation of American institutions and ideals as shall be espoused by the Association.


Section 2. The chapter shall not enter into activities, arrangements or agreements that conflict with programs or activities of the Association or its bylaws.



Section 1. Any person who is a dues-paying member of NARFE National shall be eligible to join the chapter. A member who pays chapter dues is in good standing.

Section 2. The chapter may provide for nonvoting members as allowed in the National bylaws defining asso­ciate, social members, and supporting members.


Article IV. DUES

Section 1. The chapter dues are $5.00 per year and shall be used to meet expenses of carrying out chapter business and functions.


Section 2. Any chapter document relating to dues or contributions must contain this statement: “Dues payments and gifts or contributions to NARFE are not deductible as charitable contributions for federal income tax purposes.”



Section 1. Chapter officers shall be a president, a vice president (or first, second, and third vice president), a secretary and a treasurer (or secretary-treasurer if the positions are combined). The officers shall be voting members and elected at the annual meeting and may be nominated by the nominating committee or from the floor. Officers may serve for a term of one year(s) or until their successors are elected but may run no more than ten time(s) for the same office. Officers shall assume their duties on September annually.


Section 2. The chapter may by resolution require the treasurer (or the secretary-treasurer) to give bond for the faithful performance of his or her duties. The expense of obtaining a bond shall be paid from chapter funds.


Section 3. If there is a vacancy in the office of the president, the vice-president shall serve as president until the next election. If there is a vacancy in any other office, the executive committee shall fill such vacancy for the unexpired term.



Section 1. Regular meetings shall be held on the first Monday of each month, except September and January at Monaghan’s Pub located at 2121 Gwynn Oak Ave, unless a meeting is cancelled by previous chapter vote or by action of the chapter executive committee, with due and reasonable notice to members. The regular meeting in June shall be the annual meeting.


Section 2. Quorum for conducting chapter business shall consist of 15 of the chapter’s voting members, but less than a quorum may adjourn to meet on a future date, of which due notice shall be given to each voting member. If less than a quorum is present, members may run the program but may not make decisions.


Section 3. Special meetings shall be called by the chapter president when necessary.



The executive committee shall consist of the elected chapter officers (and/or other appointed officers, past officers, and committee chairs as deemed appropriate). The executive committee shall exercise such other duties as the chapter may prescribe. Quorum for an executive committee meeting shall consist of 3.


Section 1. The membership committee shall be appointed by the president. It shall be the duty of the members of this committee to develop a membership plan that describes organized efforts to gain and keep members, encourage dues withholding and contact lapsed members.


Section 2. The legislative committee shall be appointed by the president to: a) keep abreast of state and national legislative matters concerning federal civilian annuitants and prospective annuitants; and b) make recommendations for action to the chapter, the federation and the Association.


Section 3. The president may appoint a service officer, a public relations officer, a sunshine committee and such other committee chairs and committees as deemed desirable.


Section 4. The audit committee shall be appointed by the president to annually perform an audit of the financial records of the chapter.


Section 5. The president shall be an ex-officio member of all committees except the nominating and audit committees.


Section 6. Standing committees shall be those appointed to perform a continuing function. Special committees may be appointed, as the need arises, to carry out a specified task.



The provisions found in Robert’s Rules of Order Newly Revised shall govern chapter business in all matters not in conflict with the chapter bylaws, federation bylaws, or the Association’s Articles of Incorporation and National Bylaws.



Section 1. An amendment to these bylaws shall be made by concurrence of two-thirds of the voting members present and voting at any regular business meeting, provided written notice of the proposed amendment has been transmitted to all chapter voting members not less than 30 days before the meeting at which the vote is taken.


Section 2. Amendments shall be approved at National Headquarters before becoming effective.




_Betty L. James______________________________

Chapter Secretary






APPROVED at National Headquarters




National Secretary/Treasurer





IRS Employer ID: [­­­­­­­­­­_______________________________]



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 Contacting Aetna Through Online Portal

With the goal of providing excellent customer care, Aetna has developed new ways for NARFE members to get personalized help. Through our new AetnaFedsLive online portal, your members can connect live with our team to get the personal help they need, when they need it. Please forward this email to the members in your Chapter or Federation to ensure they get the level of support they deserve.

With AetnaFedsLive, you have different ways to connect with us and learn about health insurance options:

  • Chat online: Ask questions about the Aetna Direct plan.  Aetna Direct is designed for federal retirees with Medicare Parts A & B and offered through the FEHB program.
  • Schedule an online appointment for personalized support: For more than a quick chat, schedule a one-on-one appointment with a team member to talk about your options. You can even handpick the person you’d like to meet with.
  • Attend live webinars: Tune in for live, interactive webinars hosted by Aetna’s federal team members. There’s one about retirement and the Aetna Direct plan.

Don’t wait, visit today to check out our resources and connect with a team member. We’re here to help you. 

Susan Allgood AetnaLive 1-877-459-6604

Susan Allgood, PLS Account Director

Susan Allgood is a former "Navy wife" who now lives with her husband in Cross Plains, TN. She loves collecting Hummel figurines and being a fun Nana to her grandchildren. Susan is known to be a good listener, and she has a passion for helping people understand their health insurance. She’s always ready to explain how you can save money with our Aetna Direct plan. Outside of work, you can find Susan riding motorcycles or vacationing anywhere that has a beach.

Schedule a one-on-one with Susan »

Health and dental benefits plans are offered, underwritten or administered by: Aetna Health Inc., Aetna Health of California Inc., and/or Aetna Life Insurance Company.

This is a brief description of the features of the Aetna plans. Before making a decision, please read the plan’s applicable federal brochure(s). All benefits are subject to the definitions, limitations and exclusions set forth in the federal brochure. Plan features and availability may vary by location and are subject to change. Provider participation may change without notice. For more information about Aetna plans, refer to

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 Good morning, everyone.

As I’m sure you saw on the functional organization chart distributed at the beginning of December, and as I have discussed on a couple of occasions, the staff is now organized into four main teams:

  1. Advocacy (formerly Legislation), led by Staff VP Jessica Klement
  2. Communications, led by Staff VP Susan Boswell
  3. Finance and Administration (new), led by a staff VP to be hired mid-2018
  4. Marketing and Member Resources (formerly Marketing), led by Staff VP Bridget Boel

Please refer to the org chart to see which staff functions are within each team.  The only staff who are not currently part of one of those four teams are Governance Coordinator Lynette Green, Executive Assistant Towanda Franklin and HR Business Partner Stuart Wales.

These are for all practical purposes effective immediately, and you should begin using the new team names and titles.  I realize it will be a while before everyone gets used to this, but the names have been changed for good reasons, tied back to the strategic plan, so I encourage  you to be mindful and use the new names and titles.


Barb Sido
Executive Director
2018 NARFE Functional Organizational Chart Page 1 & 2 (Click below to enlarge)

NARFE Is Recruiting Eligible Members

NARFE Is Recruiting Eligible Members

You might be wondering who or what is NARFE and why should I care? Membership in the National Active and Retired Federal Employees (NARFE) Association is open to any person who is currently employed by the federal government or now receiving a monthly annuity based on previous employment with the federal government. Spouses, widows or widowers of such individuals are also eligible to join NARFE. If you are eligible to join NARFE, but want to know more about the organization, I encourage you to check us out via the internet at to get a better appreciation of how joining NARFE will be very beneficial to you even if you never attend one of the meetings of the local chapter, I am one of the Co-Presidents of the Northwest Baltimore Metro Chapter 1936.