NARFE NewsWatch

February 14, 2012

Can I Make Medicare Coverage Secondary?

Question:  I am a federal retiree with Medicare and Blue Cross/Blue Shield (BC/BS) health insurance. Medicare is my primary insurance; BC/BS is secondary. Most doctors in my area are either ending service to Medicare patients or not taking any new Medicare patients. Would there be any advantage in making BC/BS my primary insurance with Medicare secondary?

Answer: By law, you don't get that choice. If you are retired and enrolled in Medicare, the law requires Medicare to be your primary coverage.

National Active and Retired

FEDERAL EMPLOYEES Association

NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785.

 

This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on any other site bearing NARFE's name or seal are not necessarily those of NARFE. Click here for Privacy Statement.   NARFE has been certified by Dun & Bradstreet.

NARFE NewsWatch

February 14, 2012

Can I Make Medicare Coverage Secondary?

Question:  I am a federal retiree with Medicare and Blue Cross/Blue Shield (BC/BS) health insurance. Medicare is my primary insurance; BC/BS is secondary. Most doctors in my area are either ending service to Medicare patients or not taking any new Medicare patients. Would there be any advantage in making BC/BS my primary insurance with Medicare secondary?

Answer: By law, you don't get that choice. If you are retired and enrolled in Medicare, the law requires Medicare to be your primary coverage.



JOIN NOW!


Renew now!



NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785.

 

This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on any other site bearing NARFE's name or seal are not necessarily those of NARFE. Click here for Privacy Statement.   NARFE has been certified by Dun & Bradstreet.