2019 Open Season Resources

Welcome to NARFE’s one-stop shop for all your federal health benefits Open Season needs. Here you will find information and resources necessary to make informed decisions about your federal health, dental, vision or flexible spending account benefits during the 2019 Federal Benefits Open Season.

The 2019 Open Season runs from November 11, 2019, through December 9, 2019, and allows individuals to enroll, change, suspend or cancel federal benefits coverages applicable to the 2020 plan year.

A great place to start is by watching one of NARFE's Webinars.  If you're not a member, webinar registration includes one full year of NARFE membership – which includes access to all NARFE webinars, NARFE Magazine, help from NARFE’s federal benefit specialists and much, much more.

Register for one of these webinars for $39.95
and get the others FREE.


Choose one, complete the registration and submit your payment.
Then come back and register for any or all FREE!



NARFE federal benefits expert Tammy Flanagan presents proven ways to take control of and feel confident about your health care choices. 
 

FEHB and Medicare: What's Your Best Option?

Now On Demand

FEHB provides lifetime health insurance – so why do you need Medicare? Join NARFE federal benefits expert Tammy Flanagan to fully understand the implications and opportunities of the choices you can make.


Sponsored by GEHA

The Pros and Cons of Consumer-Driven Health Plans

Now On Demand

Consumer Driven-Health Plans (CDHP) are the latest insurance offerings on the market as a way to reduce medical costs. Open Season is the time to learn more about these options and whether they are a good fit for you and your family.
 


Sponsored by Aetna

     

 

A former Federal Benefits Specialist and experienced consultant, James Marshall has the unique ability to simplify and clarify the most complex issues surrounding federal benefits and retirement.

  FEHB Plans - What's Your Best Option?

Now On Demand

More plans. More options. Are you overwhelmed by too many choices? You are not alone. But help is on the way. Register today for "Health Benefits – What's Your Best Option?" and spend an hour with NARFE federal benefits expert, James Marshall.

This webinar is designed to help current and retired feds pare the many choices down to a select few – making it much easier to choose your best insurance plan for the upcoming year.


Sponsored by GEHA
 

More information on Choosing an FEHB Plan

OPM’s Plan Comparison ToolUse OPM’s free tool to compare competing FEHB plans.

OPM’s Full Charts of Plan PremiumsSelect the appropriate chart for applicable rates for all available FEHB plans. 

Consumers’ Checkbook Guide to Health Plans for Federal EmployeesThis subscription-based resource provides comprehensive comparisons of FEHB plans. Some agencies have purchased access for all of their employees, so check with your agency benefits office. If you are retired or do not work for an agency that provides such access, you can use the discount code “20NARFE” to receive 20 percent off the regular cost of using the FEHB checkbook. 

FEHB Plan BrochuresFor full details on plan coverage, use this link to see the plan brochures for all plans available in your state.

FEHB Plan Quality Measures – Look up the healthcare quality and customer experience scores for plans in your area.

How to Enroll, Change, Cancel or Suspend FEHB Coverage

OPM Enrollment InstructionsFollow this link for instructions on how to enroll, change, cancel or suspend your FEHB coverage.

Enrollment Changes for Annuitants:

  • FEHB Open Season Online
  • Phone – call Open Season Express at 1-800-332-9798
  • Mail to: Office of Personnel Management, P.O. Box 5000, Lawrence, KS 66046-0500

If using mail, clearly state your Open Season request. If you are making an enrollment change, tell OPM the plan you want, the type of coverage and the enrollment code. Remember to include your annuity claim number and Social Security Number on your request. If you are choosing Self Plus One or Self and Family coverage, OPM will also need your eligible family member’s information and other insurance information as specified in the instructions mailed to you at the beginning of Open Season. Mail must be postmarked no later than December 9, 2019. 

Suspend, Unsuspend or Cancel FEHB coverage (for annuitants only)


Enrollment Changes for Employees:

FEDVIP – Dental and Vision Insurance 

Enrollment:

Premiums: View plan premiums 

Plan Information: View plan brochures and more

Plan Comparison Tools:  Use to compare plans

FSAFEDS Flexible Spending Accounts 

A flexible spending account is a pretax benefit account that’s used to pay for eligible medical, dental and vision care expenses that are not covered by your health care plan or elsewhere. 

FSAFEDS website – Visit the FSAFEDS website for more information on flexible spending accounts for federal employees. 

EnrollmentUse this link to go directly to the FSAFEDS Open Season page, which provides instructions on how to enroll. 

Eligible FSA Expenses – Find out what products and services are eligible for reimbursement under your FSA. 

FSA Savings Calculators – Use these convenient tools to find out how much you can save each year. 

General Open Season Resources and FAQs from OPM

Federal Benefits Fast Facts

Active Federal Employees

Federal Retirees & Other Annuitants

Additional NARFE Resources

FAQs About Your Federal Benefits

NARFE Magazine’s November and December issues include an in-depth look at the FEDVIP program and special sections on Open Season. Join NARFE today, and receive monthly issues of NARFE’s award-winning magazine.

Contact a Federal Benefits Specialist – NARFE’s federal benefits experts provide one-on-one assistance to help NARFE members resolve issues surrounding federal benefits, annuities, Social Security and more. Available by email (fedbenefits@narfe.org) or phone (1-800-456-8410), NARFE members have a responsive and reliable team of experts at their service.

Need help? Join NARFE today.    

                      
Login is required to register for NARFE webinars. If you have an existing account or email in our database, request your login information here. If no email is on file you can create a new account. OR Call NARFE at 800-456-8410. M-F 8 a.m. to 5 p.m.

 

National Active and Retired

FEDERAL EMPLOYEES Association

NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785.

 

This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on any other site bearing NARFE's name or seal are not necessarily those of NARFE. Click here for Privacy Statement.   NARFE has been certified by Dun & Bradstreet.

2019 Open Season Resources

Welcome to NARFE’s one-stop shop for all your federal health benefits Open Season needs. Here you will find information and resources necessary to make informed decisions about your federal health, dental, vision or flexible spending account benefits during the 2019 Federal Benefits Open Season.

The 2019 Open Season runs from November 11, 2019, through December 9, 2019, and allows individuals to enroll, change, suspend or cancel federal benefits coverages applicable to the 2020 plan year.

A great place to start is by watching one of NARFE's Webinars.  If you're not a member, webinar registration includes one full year of NARFE membership – which includes access to all NARFE webinars, NARFE Magazine, help from NARFE’s federal benefit specialists and much, much more.

Register for one of these webinars for $39.95
and get the others FREE.


Choose one, complete the registration and submit your payment.
Then come back and register for any or all FREE!



NARFE federal benefits expert Tammy Flanagan presents proven ways to take control of and feel confident about your health care choices. 
 

FEHB and Medicare: What's Your Best Option?

Now On Demand

FEHB provides lifetime health insurance – so why do you need Medicare? Join NARFE federal benefits expert Tammy Flanagan to fully understand the implications and opportunities of the choices you can make.


Sponsored by GEHA

The Pros and Cons of Consumer-Driven Health Plans

Now On Demand

Consumer Driven-Health Plans (CDHP) are the latest insurance offerings on the market as a way to reduce medical costs. Open Season is the time to learn more about these options and whether they are a good fit for you and your family.
 


Sponsored by Aetna

     

 

A former Federal Benefits Specialist and experienced consultant, James Marshall has the unique ability to simplify and clarify the most complex issues surrounding federal benefits and retirement.

  FEHB Plans - What's Your Best Option?

Now On Demand

More plans. More options. Are you overwhelmed by too many choices? You are not alone. But help is on the way. Register today for "Health Benefits – What's Your Best Option?" and spend an hour with NARFE federal benefits expert, James Marshall.

This webinar is designed to help current and retired feds pare the many choices down to a select few – making it much easier to choose your best insurance plan for the upcoming year.


Sponsored by GEHA
 

More information on Choosing an FEHB Plan

OPM’s Plan Comparison ToolUse OPM’s free tool to compare competing FEHB plans.

OPM’s Full Charts of Plan PremiumsSelect the appropriate chart for applicable rates for all available FEHB plans. 

Consumers’ Checkbook Guide to Health Plans for Federal EmployeesThis subscription-based resource provides comprehensive comparisons of FEHB plans. Some agencies have purchased access for all of their employees, so check with your agency benefits office. If you are retired or do not work for an agency that provides such access, you can use the discount code “20NARFE” to receive 20 percent off the regular cost of using the FEHB checkbook. 

FEHB Plan BrochuresFor full details on plan coverage, use this link to see the plan brochures for all plans available in your state.

FEHB Plan Quality Measures – Look up the healthcare quality and customer experience scores for plans in your area.

How to Enroll, Change, Cancel or Suspend FEHB Coverage

OPM Enrollment InstructionsFollow this link for instructions on how to enroll, change, cancel or suspend your FEHB coverage.

Enrollment Changes for Annuitants:

  • FEHB Open Season Online
  • Phone – call Open Season Express at 1-800-332-9798
  • Mail to: Office of Personnel Management, P.O. Box 5000, Lawrence, KS 66046-0500

If using mail, clearly state your Open Season request. If you are making an enrollment change, tell OPM the plan you want, the type of coverage and the enrollment code. Remember to include your annuity claim number and Social Security Number on your request. If you are choosing Self Plus One or Self and Family coverage, OPM will also need your eligible family member’s information and other insurance information as specified in the instructions mailed to you at the beginning of Open Season. Mail must be postmarked no later than December 9, 2019. 

Suspend, Unsuspend or Cancel FEHB coverage (for annuitants only)


Enrollment Changes for Employees:

FEDVIP – Dental and Vision Insurance 

Enrollment:

Premiums: View plan premiums 

Plan Information: View plan brochures and more

Plan Comparison Tools:  Use to compare plans

FSAFEDS Flexible Spending Accounts 

A flexible spending account is a pretax benefit account that’s used to pay for eligible medical, dental and vision care expenses that are not covered by your health care plan or elsewhere. 

FSAFEDS website – Visit the FSAFEDS website for more information on flexible spending accounts for federal employees. 

EnrollmentUse this link to go directly to the FSAFEDS Open Season page, which provides instructions on how to enroll. 

Eligible FSA Expenses – Find out what products and services are eligible for reimbursement under your FSA. 

FSA Savings Calculators – Use these convenient tools to find out how much you can save each year. 

General Open Season Resources and FAQs from OPM

Federal Benefits Fast Facts

Active Federal Employees

Federal Retirees & Other Annuitants

Additional NARFE Resources

FAQs About Your Federal Benefits

NARFE Magazine’s November and December issues include an in-depth look at the FEDVIP program and special sections on Open Season. Join NARFE today, and receive monthly issues of NARFE’s award-winning magazine.

Contact a Federal Benefits Specialist – NARFE’s federal benefits experts provide one-on-one assistance to help NARFE members resolve issues surrounding federal benefits, annuities, Social Security and more. Available by email (fedbenefits@narfe.org) or phone (1-800-456-8410), NARFE members have a responsive and reliable team of experts at their service.

Need help? Join NARFE today.    

                      
Login is required to register for NARFE webinars. If you have an existing account or email in our database, request your login information here. If no email is on file you can create a new account. OR Call NARFE at 800-456-8410. M-F 8 a.m. to 5 p.m.

 



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NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785.

 

This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on any other site bearing NARFE's name or seal are not necessarily those of NARFE. Click here for Privacy Statement.   NARFE has been certified by Dun & Bradstreet.